Finku is a comprehensive financial application that helps you manage and borrow money within one platform. Still wondering whether Finku is legal or illegal? Rest assured, Finku is licensed by OJK, as well as overseen by the Ministry of Communication and Informatics and the Indonesian Fintech Association.
- Track your transactions effortlessly
- Monitor your income, expenses, transfers, and bills in less than a minute. Add your financial accounts for easy tracking and categorization.
- Manage your finances on a monthly, weekly, and daily basis
- Wherever your money is stored, we are here to help you manage it. We offer an attractive and user-friendly interface suitable for everyone.
- Set budgets according to your needs
- Don't worry! We assist you in saving more than 20% every month. Utilize the budgeting feature to effectively manage your household finances monthly.
- Obtain emergency loans easily
Finku provides solutions for your urgent needs. Apply for quick and easy online loans to meet your requirements.
Why borrow money from Finku?
- OJK licensed loans with low interest rates in Finku (maximum APR) of 30% per year
- Simply provide your National ID (KTP) for the loan application process
- High credit limits ranging from Rp 700,000 to Rp 20,000,000
- Quick loan processing within minutes
- Loan terms of 4 and 6 months (120-180 days), with repayments that can be made in installments
- Financial Management - Finku is equipped with tools to manage debts and prevent missed payments
How to apply for an online loan:
- Download the Finku application
- On the home page, click on the FinFund feature.
- Upload a photo of your National ID and enter your personal information.
- Apply for a credit limit and wait for approval.
- Time to access the limit! Loan Simulation at Finku: Borrowing Rp5,000,000 with a tenor of 6 months, interest rate of 7% per month, and an admin fee of 8%. Admin fee: 8% * Rp5,000,000 = Rp400,000. Loan interest: 7% * (Rp5,000,000 + Rp400,000) = Rp378,000 per month. Total repayment: Rp5,000,000 + (Rp378,000 x 6) + Rp400,000 = Rp7,668,000. Monthly installment: Rp1,278,000.* Late payment penalty: Rp0. If you have any questions or issues, don't hesitate to reach out to us at customer.experience@finku.id or +62-831-4422-0707. Visit our social media platforms: InstagramFacebookLinkedinWebsite
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